Side-by-side · Q2 2026 data
Apci Federal Credit Union vs Service 1st Federal Credit Union
Credit union
Service 1st Federal Credit Union
Danville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Apci Federal Credit Union | Service 1st Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 41 | 61 (stronger) |
| Loan quality | 97 (stronger) | 84 |
| Earnings | 41 | 64 (stronger) |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 51st | 54th |
| Total assets | $678.2M | $837.1M |
| Deposits / shares | $615.7M | $745.4M |
| Capital ratio | 9.11% | 11.10% (stronger) |
| Problem loans | 0.09% (stronger) | 0.49% |
| Net charge-offs | 0.03% (stronger) | 0.46% |
| Return on assets | 0.52% | 1.10% (stronger) |
| Loans ÷ deposits | 49.2% (stronger) | 98.3% |
| Uninsured deposits | 10.5% (stronger) | 13.1% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Service 1st Federal Credit Union has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Apci Federal Credit Union leads on 4 and Service 1st Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.