Side-by-side · Q2 2026 data
Apex Banking Company of Georgia vs First American Bank and Trust Company
Metric by metric
| Measure | Apex Banking Company of Georgia | First American Bank and Trust Company |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 47 | 83 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 42 | 99 (stronger) |
| Funding & liquidity | 86 (stronger) | 44 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 90th |
| Total assets | $72.6M | $901.9M |
| Deposits / shares | $66.5M | $753.2M |
| Capital ratio | 9.70% | 13.34% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.55% | 1.98% (stronger) |
| Loans ÷ deposits | 67.3% (stronger) | 93.1% |
| Uninsured deposits | 21.2% (stronger) | 36.3% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
First American Bank and Trust Company has the higher TellerScore (86 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Apex Banking Company of Georgia leads on 2 and First American Bank and Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.