Side-by-side · Q2 2026 data
Apex Banking Company of Georgia vs First City Bank
Metric by metric
| Measure | Apex Banking Company of Georgia | First City Bank |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 42 (stronger) | 0 |
| Funding & liquidity | 86 (stronger) | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 48th |
| Total assets | $72.6M | $23.0M |
| Deposits / shares | $66.5M | $1.1M |
| Capital ratio | 9.70% | 194.25% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.55% (stronger) | -3.05% |
| Loans ÷ deposits | 67.3% (stronger) | 660.4% |
| Uninsured deposits | 21.2% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First City Bank has the higher TellerScore (73 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Apex Banking Company of Georgia leads on 2 and First City Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.