Side-by-side · Q2 2026 data
Apl Federal Credit Union vs First Baptist Church of Vienna (Va) Federal Credit Union
Credit union
First Baptist Church of Vienna (Va) Federal Credit Union
Vienna, Virginia · Under $100 million in assets
Metric by metric
| Measure | Apl Federal Credit Union | First Baptist Church of Vienna (Va) Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 85 (stronger) |
| Capital cushion | 68 | 94 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 65 (stronger) | 34 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 68th | 77th |
| Total assets | $723.6M | $1.1M |
| Deposits / shares | $639.0M | $890K |
| Capital ratio | 11.84% | 14.36% (stronger) |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.13% (stronger) | 0.34% |
| Loans ÷ deposits | 76.0% | 7.9% (stronger) |
| Uninsured deposits | 9.8% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
First Baptist Church of Vienna (Va) Federal Credit Union has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Apl Federal Credit Union leads on 1 and First Baptist Church of Vienna (Va) Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.