Side-by-side · Q2 2026 data
Apple Federal Credit Union vs Virginia Federal Credit Union
Metric by metric
| Measure | Apple Federal Credit Union | Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 61 |
| Capital cushion | 59 | 59 |
| Loan quality | 81 (stronger) | 65 |
| Earnings | 76 (stronger) | 35 |
| Funding & liquidity | 90 (stronger) | 77 |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 79th | 27th |
| Total assets | $5.7B | $7.4B |
| Deposits / shares | $4.8B | $6.4B |
| Capital ratio | 10.93% (stronger) | 10.90% |
| Problem loans | 0.56% (stronger) | 1.05% |
| Net charge-offs | 0.55% (stronger) | 0.73% |
| Return on assets | 1.40% (stronger) | 0.38% |
| Loans ÷ deposits | 69.9% (stronger) | 83.5% |
| Uninsured deposits | 13.2% | 5.2% (stronger) |
| Offices | 15 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | — |
Apple Federal Credit Union has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Apple Federal Credit Union leads on 6 and Virginia Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.