Side-by-side · Q2 2026 data
Applied Bank vs HSBC Trust Company (Delaware), National Association
Bank
HSBC Trust Company (Delaware), National Association
Wilmington, Delaware · Under $100 million in assets
Metric by metric
| Measure | Applied Bank | HSBC Trust Company (Delaware), National Association |
|---|---|---|
| TellerScore | 93 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 | 61 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 96th |
| Total assets | $274.1M | $57.2M |
| Deposits / shares | $228.6M | $500K |
| Capital ratio | 17.49% | 97.77% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.54% | 4.56% (stronger) |
| Loans ÷ deposits | 24.2% | 0.0% (stronger) |
| Uninsured deposits | 64.1% | 50.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
HSBC Trust Company (Delaware), National Association has the higher TellerScore (94 vs 93). On the 5 directional measures above (where higher or lower is clearly better), Applied Bank leads on 0 and HSBC Trust Company (Delaware), National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.