TellerScore

Side-by-side · Q2 2026 data

Arcadian Bank vs FM Bank

Bank

Arcadian Bank

Hartland, Minnesota · $100 million – $1 billion

85of 100
Very strong

Bank

FM Bank

Waseca, Minnesota · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureArcadian BankFM Bank
TellerScore85 (stronger)66
Capital cushion70 (stronger)27
Loan quality97100 (stronger)
Earnings100 (stronger)77
Funding & liquidity66 (stronger)49
Problem-loan coverage99 (stronger)97
Peer percentile88th31st
Total assets$242.1M$738.4M
Deposits / shares$206.1M$636.1M
Capital ratio12.01% (stronger)7.66%
Problem loans0.10%0.00% (stronger)
Net charge-offs-0.00% (stronger)-0.00%
Return on assets2.07% (stronger)1.42%
Loans ÷ deposits87.4%77.3% (stronger)
Uninsured deposits21.1% (stronger)45.4%
Offices36
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Arcadian Bank has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Arcadian Bank leads on 5 and FM Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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