Side-by-side · Q2 2026 data
Arlington Community Federal Credit Union vs Henrico Federal Credit Union
Credit union
Arlington Community Federal Credit Union
Arlington, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Arlington Community Federal Credit Union | Henrico Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 64 (stronger) |
| Capital cushion | 30 | 57 (stronger) |
| Loan quality | 85 (stronger) | 52 |
| Earnings | 29 | 62 (stronger) |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 12th | 31st |
| Total assets | $537.8M | $499.7M |
| Deposits / shares | $490.2M | $447.6M |
| Capital ratio | 7.95% | 10.68% (stronger) |
| Problem loans | 0.44% (stronger) | 1.44% |
| Net charge-offs | 0.36% | 0.34% (stronger) |
| Return on assets | 0.22% | 1.04% (stronger) |
| Loans ÷ deposits | 94.6% | 71.9% (stronger) |
| Uninsured deposits | 11.1% | 7.4% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.5% |
Henrico Federal Credit Union has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Arlington Community Federal Credit Union leads on 1 and Henrico Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.