Side-by-side · Q2 2026 data
Arlo Bank vs Oakstar Bank
Metric by metric
| Measure | Arlo Bank | Oakstar Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 85 (stronger) | 48 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 52 | 79 (stronger) |
| Funding & liquidity | 46 | 56 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 68th | 53rd |
| Total assets | $269.1M | $3.3B |
| Deposits / shares | $226.6M | $2.8B |
| Capital ratio | 13.53% (stronger) | 9.79% |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | 0.45% | 0.08% (stronger) |
| Return on assets | 0.79% | 1.48% (stronger) |
| Loans ÷ deposits | 83.1% (stronger) | 100.5% |
| Uninsured deposits | 43.2% | 18.5% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
Arlo Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Arlo Bank leads on 4 and Oakstar Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.