Side-by-side · Q2 2026 data
Armed Forces Bank, National Association vs Commencement Bank
Bank
Armed Forces Bank, National Association
Fort Leavenworth, Kansas · $1 billion – $10 billion
Metric by metric
| Measure | Armed Forces Bank, National Association | Commencement Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 89 (stronger) | 53 |
| Loan quality | 60 | 97 (stronger) |
| Earnings | 88 (stronger) | 60 |
| Funding & liquidity | 98 (stronger) | 45 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 94th | 40th |
| Total assets | $1.4B | $739.6M |
| Deposits / shares | $1.2B | $660.2M |
| Capital ratio | 13.92% (stronger) | 10.30% |
| Problem loans | 1.21% | 0.09% (stronger) |
| Net charge-offs | 0.39% | 0.05% (stronger) |
| Return on assets | 1.70% (stronger) | 0.99% |
| Loans ÷ deposits | 59.3% (stronger) | 83.3% |
| Uninsured deposits | 17.1% (stronger) | 44.0% |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
Armed Forces Bank, National Association has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Armed Forces Bank, National Association leads on 5 and Commencement Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.