Side-by-side · Q2 2026 data
Armed Forces Bank, National Association vs Spark Federal Credit Union
Bank
Armed Forces Bank, National Association
Fort Leavenworth, Kansas · $1 billion – $10 billion
Metric by metric
| Measure | Armed Forces Bank, National Association | Spark Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 89 (stronger) | 77 |
| Loan quality | 60 | 88 (stronger) |
| Earnings | 88 (stronger) | 24 |
| Funding & liquidity | 98 (stronger) | 69 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 94th | 38th |
| Total assets | $1.4B | $30.0M |
| Deposits / shares | $1.2B | $26.0M |
| Capital ratio | 13.92% (stronger) | 12.70% |
| Problem loans | 1.21% | 0.35% (stronger) |
| Net charge-offs | 0.39% | 0.27% (stronger) |
| Return on assets | 1.70% (stronger) | 0.11% |
| Loans ÷ deposits | 59.3% (stronger) | 91.1% |
| Uninsured deposits | 17.1% | 6.2% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
Armed Forces Bank, National Association has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Armed Forces Bank, National Association leads on 4 and Spark Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.