Side-by-side · Q2 2026 data
Armstrong Associates Federal Credit Union vs Americo Federal Credit Union
Credit union
Armstrong Associates Federal Credit Union
Ford City, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Armstrong Associates Federal Credit Union | Americo Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 73 | 79 (stronger) |
| Loan quality | 81 (stronger) | 37 |
| Earnings | 41 | 72 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 52nd | 42nd |
| Total assets | $82.3M | $90.2M |
| Deposits / shares | $71.3M | $78.0M |
| Capital ratio | 12.32% | 12.88% (stronger) |
| Problem loans | 0.57% (stronger) | 1.88% |
| Net charge-offs | 0.48% | 0.41% (stronger) |
| Return on assets | 0.52% | 1.29% (stronger) |
| Loans ÷ deposits | 52.9% | 38.1% (stronger) |
| Uninsured deposits | 2.9% | 2.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Armstrong Associates Federal Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Armstrong Associates Federal Credit Union leads on 2 and Americo Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.