Side-by-side · Q2 2026 data
Armstrong Bank vs The Peoples National Bank of Checotah
Metric by metric
| Measure | Armstrong Bank | The Peoples National Bank of Checotah |
|---|---|---|
| TellerScore | 74 | 91 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 92 (stronger) | 82 |
| Earnings | 75 | 78 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 74th | 96th |
| Total assets | $2.8B | $171.8M |
| Deposits / shares | $2.6B | $139.3M |
| Capital ratio | 10.42% | 16.05% (stronger) |
| Problem loans | 0.25% (stronger) | 0.53% |
| Net charge-offs | 0.15% | 0.02% (stronger) |
| Return on assets | 1.37% | 1.45% (stronger) |
| Loans ÷ deposits | 79.3% | 32.2% (stronger) |
| Uninsured deposits | 24.5% | 15.3% (stronger) |
| Offices | 30 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
The Peoples National Bank of Checotah has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Armstrong Bank leads on 1 and The Peoples National Bank of Checotah on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Checotah, OK