Side-by-side · Q2 2026 data
Arthur State Bank vs First Piedmont Federal Savings and Loan Association of Gaffney
Bank
First Piedmont Federal Savings and Loan Association of Gaffney
Gaffney, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Arthur State Bank | First Piedmont Federal Savings and Loan Association of Gaffney |
|---|---|---|
| TellerScore | 62 | 84 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 80 (stronger) | 76 |
| Earnings | 65 | 90 (stronger) |
| Funding & liquidity | 66 (stronger) | 50 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 22nd | 86th |
| Total assets | $831.9M | $597.1M |
| Deposits / shares | $686.1M | $420.5M |
| Capital ratio | 8.30% | 29.14% (stronger) |
| Problem loans | 0.60% (stronger) | 0.73% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.12% | 1.76% (stronger) |
| Loans ÷ deposits | 89.3% (stronger) | 122.5% |
| Uninsured deposits | 19.0% | 13.7% (stronger) |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
First Piedmont Federal Savings and Loan Association of Gaffney has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Arthur State Bank leads on 2 and First Piedmont Federal Savings and Loan Association of Gaffney on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.