Side-by-side · Q2 2026 data
Arthur State Bank vs Palmetto State Bank
Metric by metric
| Measure | Arthur State Bank | Palmetto State Bank |
|---|---|---|
| TellerScore | 62 | 88 (stronger) |
| Capital cushion | 33 | 98 (stronger) |
| Loan quality | 80 | 96 (stronger) |
| Earnings | 65 (stronger) | 58 |
| Funding & liquidity | 66 | 86 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 22nd | 92nd |
| Total assets | $831.9M | $597.5M |
| Deposits / shares | $686.1M | $493.7M |
| Capital ratio | 8.30% | 14.85% (stronger) |
| Problem loans | 0.60% | 0.12% (stronger) |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 1.12% (stronger) | 0.96% |
| Loans ÷ deposits | 89.3% | 46.5% (stronger) |
| Uninsured deposits | 19.0% (stronger) | 27.4% |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 9.1% |
Palmetto State Bank has the higher TellerScore (88 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Arthur State Bank leads on 2 and Palmetto State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.