Side-by-side · Q2 2026 data
Ascend Bank vs Dime Bank
Metric by metric
| Measure | Ascend Bank | Dime Bank |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 47 | 68 (stronger) |
| Loan quality | 83 | 93 (stronger) |
| Earnings | 61 (stronger) | 58 |
| Funding & liquidity | 63 (stronger) | 48 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 40th | 66th |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.3B | $933.5M |
| Capital ratio | 9.65% | 11.76% (stronger) |
| Problem loans | 0.50% | 0.20% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.32% |
| Return on assets | 1.03% (stronger) | 0.95% |
| Loans ÷ deposits | 87.5% (stronger) | 100.2% |
| Uninsured deposits | 23.6% (stronger) | 26.0% |
| Offices | 12 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 26.3% |
Dime Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Ascend Bank leads on 4 and Dime Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.