Side-by-side · Q2 2026 data
Ascend Bank vs Patriot Bank, National Association
Metric by metric
| Measure | Ascend Bank | Patriot Bank, National Association |
|---|---|---|
| TellerScore | 66 (stronger) | 36 |
| Capital cushion | 47 (stronger) | 46 |
| Loan quality | 83 (stronger) | 8 |
| Earnings | 61 (stronger) | 48 |
| Funding & liquidity | 63 (stronger) | 36 |
| Problem-loan coverage | 93 (stronger) | 56 |
| Peer percentile | 40th | 1st |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 9.65% (stronger) | 9.60% |
| Problem loans | 0.50% (stronger) | 2.75% |
| Net charge-offs | 0.06% | -0.09% (stronger) |
| Return on assets | 1.03% (stronger) | 0.70% |
| Loans ÷ deposits | 87.5% | 74.5% (stronger) |
| Uninsured deposits | 23.6% (stronger) | 65.2% |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Ascend Bank has the higher TellerScore (66 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Ascend Bank leads on 5 and Patriot Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.