Side-by-side · Q2 2026 data
Ascend Bank vs Thomaston Savings Bank
Metric by metric
| Measure | Ascend Bank | Thomaston Savings Bank |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 47 | 57 (stronger) |
| Loan quality | 83 (stronger) | 78 |
| Earnings | 61 | 63 (stronger) |
| Funding & liquidity | 63 | 64 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 40th | 49th |
| Total assets | $1.5B | $1.9B |
| Deposits / shares | $1.3B | $1.7B |
| Capital ratio | 9.65% | 10.68% (stronger) |
| Problem loans | 0.50% (stronger) | 0.65% |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 1.03% | 1.07% (stronger) |
| Loans ÷ deposits | 87.5% | 84.0% (stronger) |
| Uninsured deposits | 23.6% (stronger) | 26.3% |
| Offices | 12 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 15.4% |
Thomaston Savings Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Ascend Bank leads on 2 and Thomaston Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.