Side-by-side · Q2 2026 data
Ascend Federal Credit Union vs Veritas Federal Credit Union
Metric by metric
| Measure | Ascend Federal Credit Union | Veritas Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 57 |
| Capital cushion | 96 (stronger) | 30 |
| Loan quality | 84 (stronger) | 80 |
| Earnings | 68 (stronger) | 39 |
| Funding & liquidity | 70 | 76 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 92nd | 17th |
| Total assets | $4.8B | $57.1M |
| Deposits / shares | $3.9B | $52.2M |
| Capital ratio | 14.55% (stronger) | 7.99% |
| Problem loans | 0.49% (stronger) | 0.60% |
| Net charge-offs | 0.44% (stronger) | 1.12% |
| Return on assets | 1.20% (stronger) | 0.48% |
| Loans ÷ deposits | 90.5% | 84.0% (stronger) |
| Uninsured deposits | 10.1% | 3.8% (stronger) |
| Offices | 27 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.1% | — |
Ascend Federal Credit Union has the higher TellerScore (83 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ascend Federal Credit Union leads on 5 and Veritas Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.