Side-by-side · Q2 2026 data
Aspire Bank vs Kindred State Bank
Metric by metric
| Measure | Aspire Bank | Kindred State Bank |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 64 (stronger) | 34 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 61 | 73 (stronger) |
| Funding & liquidity | 36 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 45th | 48th |
| Total assets | $60.9M | $43.3M |
| Deposits / shares | $48.8M | $39.4M |
| Capital ratio | 11.40% (stronger) | 8.35% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | -0.01% (stronger) | 0.24% |
| Return on assets | 1.04% | 1.33% (stronger) |
| Loans ÷ deposits | 109.8% | 56.6% (stronger) |
| Uninsured deposits | 27.4% | 22.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kindred State Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Aspire Bank leads on 3 and Kindred State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.