Side-by-side · Q2 2026 data
Aspire Bank vs Peoples State Bank
Metric by metric
| Measure | Aspire Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 64 | 85 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 61 | 75 (stronger) |
| Funding & liquidity | 36 | 78 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 45th | 84th |
| Total assets | $60.9M | $69.9M |
| Deposits / shares | $48.8M | $60.7M |
| Capital ratio | 11.40% | 13.52% (stronger) |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.04% | 1.39% (stronger) |
| Loans ÷ deposits | 109.8% | 64.5% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 31.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Aspire Bank leads on 2 and Peoples State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.