TellerScore

Side-by-side · Q2 2026 data

Aspire Bank vs State Bank of Lakota

Bank

Aspire Bank

Fargo, North Dakota · Under $100 million in assets

72of 100
Strong

Bank

State Bank of Lakota

Lakota, North Dakota · Under $100 million in assets

71of 100
Strong

Metric by metric

MeasureAspire BankState Bank of Lakota
TellerScore72 (stronger)71
Capital cushion64 (stronger)46
Loan quality100 (stronger)84
Earnings6163 (stronger)
Funding & liquidity3693 (stronger)
Problem-loan coverage100 (stronger)94
Peer percentile45th42nd
Total assets$60.9M$64.2M
Deposits / shares$48.8M$57.6M
Capital ratio11.40% (stronger)9.58%
Problem loans0.00% (stronger)0.49%
Net charge-offs-0.01% (stronger)0.33%
Return on assets1.04%1.07% (stronger)
Loans ÷ deposits109.8%66.9% (stronger)
Uninsured deposits27.4%10.8% (stronger)
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Aspire Bank has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Aspire Bank leads on 4 and State Bank of Lakota on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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