Side-by-side · Q2 2026 data
Aspire Bank vs Western State Bank
Metric by metric
| Measure | Aspire Bank | Western State Bank |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 64 | 82 (stronger) |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 36 | 47 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 45th | 86th |
| Total assets | $60.9M | $2.5B |
| Deposits / shares | $48.8M | $2.1B |
| Capital ratio | 11.40% | 13.19% (stronger) |
| Problem loans | 0.00% (stronger) | 0.90% |
| Net charge-offs | -0.01% (stronger) | 0.28% |
| Return on assets | 1.04% | 2.01% (stronger) |
| Loans ÷ deposits | 109.8% | 104.8% (stronger) |
| Uninsured deposits | 27.4% | 22.1% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
Western State Bank has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Aspire Bank leads on 2 and Western State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.