Side-by-side · Q2 2026 data
Aspire Community Federal Credit Union vs Hometown Credit Union
Credit union
Aspire Community Federal Credit Union
Minot, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Aspire Community Federal Credit Union | Hometown Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 58 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 0 |
| Earnings | 83 (stronger) | 77 |
| Funding & liquidity | 63 (stronger) | 62 |
| Problem-loan coverage | 96 (stronger) | 30 |
| Peer percentile | 91st | 16th |
| Total assets | $181.6M | $223.1M |
| Deposits / shares | $154.9M | $182.0M |
| Capital ratio | 15.59% (stronger) | 15.56% |
| Problem loans | 0.41% (stronger) | 6.81% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.57% (stronger) | 1.43% |
| Loans ÷ deposits | 97.5% (stronger) | 98.1% |
| Uninsured deposits | 10.8% | 8.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 0.0% |
Aspire Community Federal Credit Union has the higher TellerScore (87 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Aspire Community Federal Credit Union leads on 5 and Hometown Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.