Side-by-side · Q2 2026 data
Atascosa Bank vs Texas Community Bank
Metric by metric
| Measure | Atascosa Bank | Texas Community Bank |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 4 | 93 (stronger) |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $81.7M | $2.2B |
| Deposits / shares | $71.5M | $1.9B |
| Capital ratio | 15.25% (stronger) | 12.78% |
| Problem loans | 2.89% | 0.20% (stronger) |
| Net charge-offs | -0.43% (stronger) | 0.05% |
| Return on assets | 0.60% | 2.03% (stronger) |
| Loans ÷ deposits | 28.6% (stronger) | 58.6% |
| Uninsured deposits | 28.4% (stronger) | 63.9% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Texas Community Bank has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Atascosa Bank leads on 4 and Texas Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.