Side-by-side · Q2 2026 data
Atlantic City Police Federal Credit Union vs Jersey Shore Federal Credit Union
Credit union
Atlantic City Police Federal Credit Union
Northfield, New Jersey · Under $100 million in assets
Credit union
Jersey Shore Federal Credit Union
Northfield, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Atlantic City Police Federal Credit Union | Jersey Shore Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 33 | 90 (stronger) |
| Earnings | 73 (stronger) | 58 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 59th | 60th |
| Total assets | $2.1M | $246.3M |
| Deposits / shares | $1.6M | $227.0M |
| Capital ratio | 21.24% (stronger) | 9.76% |
| Problem loans | 2.02% | 0.29% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 1.32% (stronger) | 0.96% |
| Loans ÷ deposits | 15.9% (stronger) | 57.3% |
| Uninsured deposits | 0.0% (stronger) | 6.8% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Atlantic City Police Federal Credit Union has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Atlantic City Police Federal Credit Union leads on 6 and Jersey Shore Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.