Side-by-side · Q2 2026 data
Atlantic Community Bankers Bank vs First Capital Federal Credit Union
Metric by metric
| Measure | Atlantic Community Bankers Bank | First Capital Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 82 | 93 (stronger) |
| Earnings | 73 (stronger) | 63 |
| Funding & liquidity | 8 | 94 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 64th | 80th |
| Total assets | $942.0M | $368.5M |
| Deposits / shares | $566.2M | $322.4M |
| Capital ratio | 15.76% (stronger) | 11.95% |
| Problem loans | 0.53% | 0.20% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.12% |
| Return on assets | 1.32% (stronger) | 1.07% |
| Loans ÷ deposits | 102.4% | 66.6% (stronger) |
| Uninsured deposits | 66.0% | 3.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
First Capital Federal Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Atlantic Community Bankers Bank leads on 3 and First Capital Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.