Side-by-side · Q2 2026 data
Atlantic Union Bank vs Navy Federal Credit Union
Metric by metric
| Measure | Atlantic Union Bank | Navy Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 64 | 67 (stronger) |
| Loan quality | 83 (stronger) | 47 |
| Earnings | 85 (stronger) | 75 |
| Funding & liquidity | 44 | 76 (stronger) |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 83rd | 60th |
| Total assets | $38.0B | $204.4B |
| Deposits / shares | $30.6B | $173.4B |
| Capital ratio | 11.45% | 11.65% (stronger) |
| Problem loans | 0.50% (stronger) | 1.58% |
| Net charge-offs | 0.03% (stronger) | 2.35% |
| Return on assets | 1.62% (stronger) | 1.38% |
| Loans ÷ deposits | 92.9% | 84.4% (stronger) |
| Uninsured deposits | 36.4% | 9.7% (stronger) |
| Offices | 177 | 134 |
| CFPB complaints (3 yrs) | 132 | 34,415 |
| Complaints per $1B deposits | 4.3 (stronger) | 198.5 |
| Mortgage denial rate (HMDA) | 23.3% | 32.9% |
Atlantic Union Bank has the higher TellerScore (73 vs 66). On the 8 directional measures above (where higher or lower is clearly better), Atlantic Union Bank leads on 5 and Navy Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.