Side-by-side · Q2 2026 data
Atlantic Union Bank vs Virginia National Bank
Metric by metric
| Measure | Atlantic Union Bank | Virginia National Bank |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 64 | 82 (stronger) |
| Loan quality | 83 | 84 (stronger) |
| Earnings | 85 | 94 (stronger) |
| Funding & liquidity | 44 | 64 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 83rd | 94th |
| Total assets | $38.0B | $1.6B |
| Deposits / shares | $30.6B | $1.4B |
| Capital ratio | 11.45% | 13.21% (stronger) |
| Problem loans | 0.50% | 0.47% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.62% | 1.86% (stronger) |
| Loans ÷ deposits | 92.9% | 86.9% (stronger) |
| Uninsured deposits | 36.4% | 23.7% (stronger) |
| Offices | 177 | 12 |
| CFPB complaints (3 yrs) | 133 | — |
| Complaints per $1B deposits | 4.3 | — |
| Mortgage denial rate (HMDA) | 23.3% | 18.2% |
Virginia National Bank has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Atlantic Union Bank leads on 0 and Virginia National Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.