TellerScore

Side-by-side · Q2 2026 data

Auburn Community Federal Credit Union vs Salt City Federal Credit Union

Credit union

Auburn Community Federal Credit Union

Auburn, New York · $100 million – $1 billion

83of 100
Strong

Credit union

Salt City Federal Credit Union

Solvay, New York · $100 million – $1 billion

62of 100
Moderate

Metric by metric

MeasureAuburn Community Federal Credit UnionSalt City Federal Credit Union
TellerScore83 (stronger)62
Capital cushion73 (stronger)40
Loan quality97 (stronger)74
Earnings59 (stronger)45
Funding & liquidity100 (stronger)92
Problem-loan coverage100 (stronger)89
Peer percentile83rd26th
Total assets$126.5M$119.1M
Deposits / shares$108.7M$107.8M
Capital ratio12.28% (stronger)9.01%
Problem loans0.08% (stronger)0.78%
Net charge-offs0.04% (stronger)0.34%
Return on assets0.99% (stronger)0.62%
Loans ÷ deposits36.8% (stronger)68.0%
Uninsured deposits3.3% (stronger)5.5%
Offices22
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)16.9%—

Auburn Community Federal Credit Union has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Auburn Community Federal Credit Union leads on 7 and Salt City Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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