Side-by-side · Q2 2026 data
Auburn Community Federal Credit Union vs Secny Federal Credit Union
Metric by metric
| Measure | Auburn Community Federal Credit Union | Secny Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 56 |
| Capital cushion | 73 (stronger) | 26 |
| Loan quality | 97 (stronger) | 69 |
| Earnings | 59 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 83rd | 13th |
| Total assets | $126.5M | $322.7M |
| Deposits / shares | $108.7M | $297.2M |
| Capital ratio | 12.28% (stronger) | 7.56% |
| Problem loans | 0.08% (stronger) | 0.93% |
| Net charge-offs | 0.04% (stronger) | 0.34% |
| Return on assets | 0.99% (stronger) | 0.41% |
| Loans ÷ deposits | 36.8% (stronger) | 54.0% |
| Uninsured deposits | 3.3% (stronger) | 9.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | 10.6% |
Auburn Community Federal Credit Union has the higher TellerScore (83 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Auburn Community Federal Credit Union leads on 7 and Secny Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.