Side-by-side · Q2 2026 data
Auburn Community Federal Credit Union vs Ufirst Federal Credit Union
Metric by metric
| Measure | Auburn Community Federal Credit Union | Ufirst Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 75 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 97 (stronger) | 69 |
| Earnings | 59 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 83rd | 66th |
| Total assets | $126.5M | $128.6M |
| Deposits / shares | $108.7M | $113.5M |
| Capital ratio | 12.28% | 15.41% (stronger) |
| Problem loans | 0.08% (stronger) | 0.92% |
| Net charge-offs | 0.04% (stronger) | 0.40% |
| Return on assets | 0.99% (stronger) | 0.51% |
| Loans ÷ deposits | 36.8% (stronger) | 90.5% |
| Uninsured deposits | 3.3% | 2.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Auburn Community Federal Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Auburn Community Federal Credit Union leads on 5 and Ufirst Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.