Side-by-side · Q2 2026 data
Audubon Federal Credit Union vs Lexington Postal Community Credit Union
Credit union
Lexington Postal Community Credit Union
Lexington, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Audubon Federal Credit Union | Lexington Postal Community Credit Union |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 40 | 45 (stronger) |
| Loan quality | 67 | 93 (stronger) |
| Earnings | 51 (stronger) | 30 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 26th | 36th |
| Total assets | $34.4M | $27.2M |
| Deposits / shares | $31.2M | $24.4M |
| Capital ratio | 8.97% | 9.53% (stronger) |
| Problem loans | 1.00% | 0.22% (stronger) |
| Net charge-offs | 0.21% | 0.15% (stronger) |
| Return on assets | 0.79% (stronger) | 0.25% |
| Loans ÷ deposits | 57.6% | 51.6% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 3.8% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lexington Postal Community Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Audubon Federal Credit Union leads on 2 and Lexington Postal Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.