Side-by-side · Q2 2026 data
Audubon Federal Credit Union vs Whitesville Community Credit Union
Credit union
Whitesville Community Credit Union
Whitesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Audubon Federal Credit Union | Whitesville Community Credit Union |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 40 | 74 (stronger) |
| Loan quality | 67 (stronger) | 39 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 26th | 54th |
| Total assets | $34.4M | $39.5M |
| Deposits / shares | $31.2M | $34.4M |
| Capital ratio | 8.97% | 12.40% (stronger) |
| Problem loans | 1.00% (stronger) | 1.82% |
| Net charge-offs | 0.21% | 0.01% (stronger) |
| Return on assets | 0.79% | 2.04% (stronger) |
| Loans ÷ deposits | 57.6% | 43.3% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 2.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitesville Community Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Audubon Federal Credit Union leads on 2 and Whitesville Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.