Side-by-side · Q2 2026 data
Austin Bank, Texas National Association vs Alliance Bank
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Austin Bank, Texas National Association | Alliance Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 80 | 82 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 60 | 62 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 98th | 49th |
| Total assets | $3.3B | $1.4B |
| Deposits / shares | $2.8B | $1.2B |
| Capital ratio | 15.12% (stronger) | 10.42% |
| Problem loans | 0.60% | 0.55% (stronger) |
| Net charge-offs | 0.05% | -0.06% (stronger) |
| Return on assets | 2.08% (stronger) | 1.14% |
| Loans ÷ deposits | 88.0% | 66.9% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 43.0% |
| Offices | 38 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
Austin Bank, Texas National Association has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Austin Bank, Texas National Association leads on 4 and Alliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.