Side-by-side · Q2 2026 data
Austin Bank, Texas National Association vs Southside Bank
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Austin Bank, Texas National Association | Southside Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 60 (stronger) | 50 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 98th | 77th |
| Total assets | $3.3B | $8.8B |
| Deposits / shares | $2.8B | $6.2B |
| Capital ratio | 15.12% (stronger) | 11.43% |
| Problem loans | 0.60% | 0.19% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 2.08% (stronger) | 1.35% |
| Loans ÷ deposits | 88.0% | 79.4% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 42.8% |
| Offices | 38 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 42.2% |
Austin Bank, Texas National Association has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Austin Bank, Texas National Association leads on 4 and Southside Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Tyler, TX
- Longview, TX
- Lufkin, TX
- Whitehouse, TX
- Jacksonville, TX
- Lindale, TX
- Houston, TX
- Flint, TX
- Nacogdoches, TX
- Palestine, TX
- Cleveland, TX
- Bullard, TX