Side-by-side · Q2 2026 data
Austin Bank, Texas National Association vs Texas Bank and Trust Company
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Austin Bank, Texas National Association | Texas Bank and Trust Company |
|---|---|---|
| TellerScore | 88 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 80 | 80 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 60 (stronger) | 34 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 98th | 77th |
| Total assets | $3.3B | $4.3B |
| Deposits / shares | $2.8B | $3.8B |
| Capital ratio | 15.12% (stronger) | 13.10% |
| Problem loans | 0.60% (stronger) | 0.61% |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 2.08% (stronger) | 1.54% |
| Loans ÷ deposits | 88.0% (stronger) | 90.4% |
| Uninsured deposits | 26.0% (stronger) | 47.3% |
| Offices | 38 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
Austin Bank, Texas National Association has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Austin Bank, Texas National Association leads on 6 and Texas Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Longview, TX
- Tyler, TX
- Lindale, TX
- Gladewater, TX
- Marshall, TX
- Van, TX