TellerScore

Side-by-side · Q2 2026 data

Avadian Credit Union vs Family Savings Credit Union

Credit union

Avadian Credit Union

Birmingham, Alabama · $1 billion – $10 billion

69of 100
Moderate

Credit union

Family Savings Credit Union

Rainbow City, Alabama · $1 billion – $10 billion

55of 100
Moderate

Metric by metric

MeasureAvadian Credit UnionFamily Savings Credit Union
TellerScore69 (stronger)55
Capital cushion53 (stronger)39
Loan quality85 (stronger)66
Earnings62 (stronger)46
Funding & liquidity71 (stronger)63
Problem-loan coverage90 (stronger)80
Peer percentile54th13th
Total assets$1.4B$1.2B
Deposits / shares$1.3B$999.6M
Capital ratio10.31% (stronger)8.86%
Problem loans0.46% (stronger)1.03%
Net charge-offs0.33% (stronger)0.38%
Return on assets1.06% (stronger)0.65%
Loans ÷ deposits89.0% (stronger)96.9%
Uninsured deposits6.4% (stronger)6.8%
Offices1817
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—11.7%

Avadian Credit Union has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Avadian Credit Union leads on 7 and Family Savings Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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