TellerScore

Side-by-side · Q2 2026 data

Avana Bank vs Brazos National Bank

Bank

Avana Bank

Abilene, Texas · Under $100 million in assets

79of 100
Strong

Bank

Brazos National Bank

Richwood, Texas · Under $100 million in assets

62of 100
Moderate

Metric by metric

MeasureAvana BankBrazos National Bank
TellerScore79 (stronger)62
Capital cushion100100
Loan quality100 (stronger)0
Earnings375 (stronger)
Funding & liquidity89 (stronger)50
Problem-loan coverage100 (stronger)91
Peer percentile63rd20th
Total assets$39.6M$27.6M
Deposits / shares$30.6M$11.1M
Capital ratio17.52%56.08% (stronger)
Problem loans0.00% (stronger)5.07%
Net charge-offs0.00%0.00%
Return on assets-0.42%1.36% (stronger)
Loans ÷ deposits46.3% (stronger)138.8%
Uninsured deposits25.4%9.9% (stronger)
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Avana Bank has the higher TellerScore (79 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Avana Bank leads on 3 and Brazos National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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