Side-by-side · Q2 2026 data
Avanti Federal Credit Union vs East River Federal Credit Union
Credit union
Avanti Federal Credit Union
Watertown, South Dakota · Under $100 million in assets
Credit union
East River Federal Credit Union
Madison, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Avanti Federal Credit Union | East River Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 71 (stronger) |
| Capital cushion | 63 (stronger) | 61 |
| Loan quality | 0 | 60 (stronger) |
| Earnings | 58 | 66 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 57 | 92 (stronger) |
| Peer percentile | 10th | 42nd |
| Total assets | $31.8M | $41.9M |
| Deposits / shares | $28.1M | $37.1M |
| Capital ratio | 11.29% (stronger) | 11.12% |
| Problem loans | 4.00% | 1.19% (stronger) |
| Net charge-offs | 0.76% | 0.48% (stronger) |
| Return on assets | 0.94% | 1.16% (stronger) |
| Loans ÷ deposits | 63.7% | 42.6% (stronger) |
| Uninsured deposits | 7.0% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
East River Federal Credit Union has the higher TellerScore (71 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Avanti Federal Credit Union leads on 1 and East River Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.