Side-by-side · Q2 2026 data
Avidia Bank vs Cornerstone Bank
Metric by metric
| Measure | Avidia Bank | Cornerstone Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 60 |
| Capital cushion | 74 (stronger) | 42 |
| Loan quality | 75 | 88 (stronger) |
| Earnings | 59 (stronger) | 45 |
| Funding & liquidity | 33 | 47 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 44th | 21st |
| Total assets | $2.8B | $2.6B |
| Deposits / shares | $2.2B | $1.9B |
| Capital ratio | 12.37% (stronger) | 9.22% |
| Problem loans | 0.75% | 0.35% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.04% |
| Return on assets | 0.98% (stronger) | 0.63% |
| Loans ÷ deposits | 100.1% | 99.4% (stronger) |
| Uninsured deposits | 39.2% | 27.4% (stronger) |
| Offices | 10 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 17.6% |
Avidia Bank has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Avidia Bank leads on 4 and Cornerstone Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.