Side-by-side · Q2 2026 data
Avidia Bank vs South Shore Bank
Metric by metric
| Measure | Avidia Bank | South Shore Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 74 (stronger) | 51 |
| Loan quality | 75 | 92 (stronger) |
| Earnings | 59 (stronger) | 48 |
| Funding & liquidity | 33 | 51 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 44th | 36th |
| Total assets | $2.8B | $2.5B |
| Deposits / shares | $2.2B | $2.2B |
| Capital ratio | 12.37% (stronger) | 10.10% |
| Problem loans | 0.75% | 0.24% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.00% |
| Return on assets | 0.98% (stronger) | 0.71% |
| Loans ÷ deposits | 100.1% | 76.1% (stronger) |
| Uninsured deposits | 39.2% (stronger) | 45.1% |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 0.0% |
Avidia Bank has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Avidia Bank leads on 5 and South Shore Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.