Side-by-side · Q2 2026 data
Avidia Bank vs Webster First Federal Credit Union
Credit union
Webster First Federal Credit Union
Worcester, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Avidia Bank | Webster First Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 87 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 59 | 90 (stronger) |
| Funding & liquidity | 33 | 50 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 44th | 96th |
| Total assets | $2.8B | $1.5B |
| Deposits / shares | $2.2B | $1.1B |
| Capital ratio | 12.37% | 19.66% (stronger) |
| Problem loans | 0.75% | 0.41% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.05% |
| Return on assets | 0.98% | 1.76% (stronger) |
| Loans ÷ deposits | 100.1% (stronger) | 125.5% |
| Uninsured deposits | 39.2% | 9.7% (stronger) |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 21.0% |
Webster First Federal Credit Union has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Avidia Bank leads on 2 and Webster First Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.