Side-by-side · Q2 2026 data
Axos Bank vs California Coast Credit Union
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Axos Bank | California Coast Credit Union |
|---|---|---|
| TellerScore | 71 | 85 (stronger) |
| Capital cushion | 42 | 89 (stronger) |
| Loan quality | 85 | 91 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 54 | 82 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 76th | 94th |
| Total assets | $28.9B | $3.5B |
| Deposits / shares | $24.8B | $3.1B |
| Capital ratio | 9.24% | 13.91% (stronger) |
| Problem loans | 0.44% | 0.26% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.18% |
| Return on assets | 2.16% (stronger) | 1.16% |
| Loans ÷ deposits | 99.5% | 78.2% (stronger) |
| Uninsured deposits | 21.2% | 2.3% (stronger) |
| Offices | 3 | 26 |
| CFPB complaints (3 yrs) | 635 | — |
| Complaints per $1B deposits | 25.6 | — |
| Mortgage denial rate (HMDA) | 37.2% | 16.5% |
California Coast Credit Union has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Axos Bank leads on 2 and California Coast Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.