Side-by-side · Q2 2026 data
Azura Credit Union vs Mid American Credit Union
Metric by metric
| Measure | Azura Credit Union | Mid American Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 58 |
| Capital cushion | 53 (stronger) | 39 |
| Loan quality | 75 | 84 (stronger) |
| Earnings | 42 | 47 (stronger) |
| Funding & liquidity | 83 (stronger) | 50 |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 31st | 16th |
| Total assets | $851.9M | $531.9M |
| Deposits / shares | $744.6M | $441.8M |
| Capital ratio | 10.28% (stronger) | 8.94% |
| Problem loans | 0.75% | 0.47% (stronger) |
| Net charge-offs | 1.06% | 0.55% (stronger) |
| Return on assets | 0.55% | 0.66% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 110.6% |
| Uninsured deposits | 4.4% | 2.8% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 54.1% | 16.3% |
Azura Credit Union has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Azura Credit Union leads on 3 and Mid American Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.