Side-by-side · Q2 2026 data
BAC Community Bank vs River Valley Community Bank
Metric by metric
| Measure | BAC Community Bank | River Valley Community Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 64 (stronger) | 37 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 51 (stronger) | 47 |
| Funding & liquidity | 79 (stronger) | 62 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 61st | 29th |
| Total assets | $761.9M | $793.1M |
| Deposits / shares | $673.0M | $704.9M |
| Capital ratio | 11.44% (stronger) | 8.73% |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 0.77% (stronger) | 0.67% |
| Loans ÷ deposits | 67.1% | 56.8% (stronger) |
| Uninsured deposits | 28.0% (stronger) | 49.2% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BAC Community Bank has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), BAC Community Bank leads on 5 and River Valley Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.