Side-by-side · Q2 2026 data
Badger Bank vs One Community Bank
Metric by metric
| Measure | Badger Bank | One Community Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 74 |
| Capital cushion | 74 | 78 (stronger) |
| Loan quality | 98 (stronger) | 81 |
| Earnings | 75 (stronger) | 73 |
| Funding & liquidity | 70 (stronger) | 40 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 82nd | 74th |
| Total assets | $206.0M | $2.6B |
| Deposits / shares | $164.6M | $2.1B |
| Capital ratio | 12.40% | 12.78% (stronger) |
| Problem loans | 0.07% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.37% (stronger) | 1.33% |
| Loans ÷ deposits | 84.4% (stronger) | 106.7% |
| Uninsured deposits | 20.1% (stronger) | 27.0% |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 7.1% |
Badger Bank has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Badger Bank leads on 6 and One Community Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.