Side-by-side · Q2 2026 data
Badlands Federal Credit Union vs Northwestern Energy Employees Federal Credit Union
Credit union
Badlands Federal Credit Union
Glendive, Montana · Under $100 million in assets
Credit union
Northwestern Energy Employees Federal Credit Union
Butte, Montana · Under $100 million in assets
Metric by metric
| Measure | Badlands Federal Credit Union | Northwestern Energy Employees Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 72 (stronger) |
| Capital cushion | 31 | 59 (stronger) |
| Loan quality | 52 | 96 (stronger) |
| Earnings | 40 | 44 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 13th | 44th |
| Total assets | $37.6M | $35.3M |
| Deposits / shares | $34.6M | $31.1M |
| Capital ratio | 8.06% | 10.86% (stronger) |
| Problem loans | 1.45% | 0.12% (stronger) |
| Net charge-offs | 0.21% | 0.04% (stronger) |
| Return on assets | 0.49% | 0.59% (stronger) |
| Loans ÷ deposits | 32.4% (stronger) | 85.3% |
| Uninsured deposits | 8.3% | 0.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwestern Energy Employees Federal Credit Union has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Badlands Federal Credit Union leads on 1 and Northwestern Energy Employees Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.