Side-by-side · Q2 2026 data
Baker-Boyer National Bank vs Bank of Eastern Oregon
Metric by metric
| Measure | Baker-Boyer National Bank | Bank of Eastern Oregon |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 43 | 66 (stronger) |
| Loan quality | 86 (stronger) | 59 |
| Earnings | 43 | 96 (stronger) |
| Funding & liquidity | 90 (stronger) | 71 |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 31st | 53rd |
| Total assets | $692.9M | $933.6M |
| Deposits / shares | $632.3M | $814.5M |
| Capital ratio | 9.25% | 11.59% (stronger) |
| Problem loans | 0.42% (stronger) | 1.22% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 0.58% | 1.90% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 83.1% |
| Uninsured deposits | 23.6% | 21.0% (stronger) |
| Offices | 5 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 5.3% |
Bank of Eastern Oregon has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Baker-Boyer National Bank leads on 3 and Bank of Eastern Oregon on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.