Side-by-side · Q2 2026 data
Baker-Boyer National Bank vs Columbia Bank
Metric by metric
| Measure | Baker-Boyer National Bank | Columbia Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 43 | 47 (stronger) |
| Loan quality | 86 (stronger) | 81 |
| Earnings | 43 | 70 (stronger) |
| Funding & liquidity | 90 (stronger) | 44 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 31st | 46th |
| Total assets | $692.9M | $65.4B |
| Deposits / shares | $632.3M | $52.2B |
| Capital ratio | 9.25% | 9.68% (stronger) |
| Problem loans | 0.42% (stronger) | 0.57% |
| Net charge-offs | -0.00% (stronger) | 0.28% |
| Return on assets | 0.58% | 1.25% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 89.6% |
| Uninsured deposits | 23.6% (stronger) | 39.5% |
| Offices | 5 | 349 |
| CFPB complaints (3 yrs) | — | 228 |
| Complaints per $1B deposits | — | 4.4 |
| Mortgage denial rate (HMDA) | 5.2% | 28.5% |
Baker-Boyer National Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Baker-Boyer National Bank leads on 5 and Columbia Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.